PR

Luxury Card The Ultimate Guide to Benefits, Fees, and Screening Process

Vertical design Luxury cards

Luxury Card Titanium, Black and Gold are now offering a first-year annual fee refund guarantee!

Established in the USA in 2008, luxury card (headquartered in Jackson, Wyoming) is the only top-tier World Elite MasterCard in Japan with superb personal service.
Founder Scott Blum is the founder of Buy.com Buy.com, one of the leading e-commerce companies in the US.

He said that the reason for the launch was that he created the credit card himself because he thought there was no credit card he wanted to use.

A new experience with the top-tier MasterCard ‘Luxury Card’

card guideThe top tier of MasterCard cards, the World Elite MasterCard, offers members personalised services to ensure a memorable experience at any time, anywhere in the world.
A number of special benefit services cannot be experienced with ordinary MasterCard cards.
Free room upgrades and priority reservations at hotels. Free daily breakfast for two. Early check-in and late check-out service.

Priority reservations at hard-to-book restaurants…

If your business is high performance…

If your life’s work is starting to accumulate many assets…

The top-tier luxury card you should have

” Gaining immeasurable relaxation Luxury CARD “

Does annual income affect Luxury Card screening?

The Luxury Card boasts the only top-tier “World Elite MasterCard” in Japan. Although it is thought that a certain high annual income is required, the average annual income of all cardholders is announced to be 17 million yen.

Although it is thought to depend on the rank of the card, there have been reports of applicants with an annual income of JPY 4 million who have passed the screening process.
It is safe to assume that a stable income and clean usage of the cards you hold, with no financial incidents (e.g. overdue payments), have a positive impact.

Luxury Card Gold & Rose gold Luxury Card Black Luxury Card Titanium
Luxury Card
Gold (corporate and individual)
Luxury Card
Black (corporate and individual)
Luxury Card
titanium (corporate and individual)

Luxury cards are issued by SBI Shinsei Bank

The card is issued by SBI Shinsei Bank.
When you proceed to the Luxury Card application form, you will see the text A Plus Card Membership Terms and Conditions.
Why A Plus? After a little research, I was convinced.

SBI Shinsei Bank Ltd.(Chuo-ku, Tokyo; Hideyuki Kudo, President & CEO; ) and its consolidated subsidiary APLUS Co. (hereinafter referred to as ‘Luxury Card’), a credit card for the affluent class issued in the United States, from 1 November 2016 (Tuesday) for the first time in Japan. Shinsei Bank will position the Luxury Card as a status card for individual customers of the SBI Shinsei Bank Group and promote the expansion of its customer base of affluent customers by, for example, starting to accept applications from customers of the Shinsei General Account Power Flex.
From the Luxury Card Overview

Requirements to pass the Luxury Card assessment

The Luxury Card is said to be equivalent to a regular Platinum Card grade.
This makes sense in terms of the benefit services given to cardholders.

Therefore, the requirements for passing the screening are also considered to be similar to those of a standard platinum card.
Annual income of around JPY 5 million or between JPY 4-8 million
Attributes include corporate executives, civil servants, regular employees of companies and other people who can expect a stable income.
The number of years of service must be at least three years.

Credit history is also a factor.
(e.g. whether there have been any financial accidents, such as overdue payments, and the length of time elapsed since the last accident).

Luxury Card metal types and superb personalised benefits services

Types of world-class premium credit cards Luxury Cards

  • Luxury Card Gold is 24-carat gold coated
  • Luxury Card Black in brushed stainless steel
  • Luxury Card Titanium is brushed stainless steel

All three luxury cards feature a unique, patented metal design and construction.

Incidentally, American Express Platinum is also a metal (metal) credit card.

Luxury card Gold & Rose gold Luxury card Black Luxury card Titanium
Luxury Card
Gold (corporate and individual)
Luxury Card
Black (corporate and individual)
Luxury Card
titanium (corporate and individual)
【Common for two cards】Luxury limousine service
Gold Card members One-way outbound or inbound transfers by Luxury Limousine
Black Card holders One-way transfer by Luxury Limousine on the outward journey
|
|

【Common to all cards】Mileage transfer
Mileage can be transferred to ANA/JAL/Hawaiian Hawaiian/United
No registration or transfer fee

【Common to all cards】Free admission to the exhibition of works from the collection
Free of charge for members and up to one accompanying person, as many times as you like.
The National Museum of Modern Art, Tokyo, The National Museum of Western Art, Kyoto, The National Museum of Modern Art, Kyoto, The National Museum of Art, Osaka, The National Film Archive (7th floor exhibition room)
Gold/Black Card members only Free admission to special exhibitions
Free admission for the member and up to one accompanying person (once during the exhibition period)
The National Museum of Modern Art, Tokyo, The National Art Center, Tokyo
|
|

【Common to all cards】Supercar events and car sharing
TOKYO SUPERCARS, a car-sharing service specialising in supercars, offers Luxury Card members exclusive access to car-sharing and events where they can experience driving supercars such as Lamborghini and Ferrari.

Up to three free films per month at TOHO Cinemas nationwide. Up to two free films per month at TOHO Cinemas nationwide. Up to one free film per month at TOHO Cinemas nationwide.

【Common to all cards】LUXURY MAGAZINE
Global magazine LUXURY MAGAZINE is provided every three months in Japanese and English.

【Common to all cards】SBI Shinsei Bank Diamond Stage
If you are a SBI Shinsei Bank customer, you can enjoy the preferential services of the Diamond Stage, the highest level of the Step Up Programme, which is worth noting.

SBI Shinsei Bank preferential service table by stage

Luxury Card is the only card in Japan to apply World Elite WORLD ELITE

WORLD ELITE WORLD ELITE is the highest status benefit service given to MasterCard members.
Luxury cardholders are eligible for this benefit.
Mastercard®’s® worldwide merchant network, with over 43.3 million secure locations in more than 210 countries.

The only luxury card in Japan to feature Mastercard®’s top-tier World Elite Mastercard.

World Elite Travel Related Services

Inns and hotel services

  • A full range of emergency services related to the card, such as during travel, are available from anywhere with a single toll-free call.
  • Experts respond to members’ personal requests, both within and outside their country of residence.
  • International baggage delivery service (delivery of baggage from the airport to your home).
  • Airport cloakroom service (when travelling abroad, coats and other warm clothing can be stored at the airport before departure until return, with a 10% discount per item).
  • Overseas mobile phone and WIFI rental service (15% off communication charges 50% off rental charges).
  • Luxury hotels and luxury inns in Japan (approximately 900 luxury hotels and luxury inns available).
  • Expedia, the world’s largest online integrated travel company, offers popular overseas hotels in 30,000 cities worldwide. (Overseas hotel “10% discount”, overseas hotel + airfare “¥2,500 off”).

Closed benefits details are confirmed by entering the first 10 digits of the MasterCard.

World Elite Golf Related Benefits Service

PGA Golf Club Course

You can book a place on prestigious courses in Japan, as well as private courses of the TPC in the USA and other prestigious courses.

Luxury Card concierge is a direct dial telephone

The Luxury Card concierge is a direct dial telephone. There is no automated voice guidance.
For example, if you want to make a dinner reservation, you tell them the number of people you are meeting, your preferences and budget, and they will suggest a suitable restaurant and make the reservation for you.

If you want to book a fancy lunch as well as a dinner, the service can also be entrusted to you.
You can also arrange for rare items and ask for advice on various aspects of using your card.
Email responses vary depending on the type of ticket.

Luxury card Gold & Rose gold
Luxury Card
Gold (corporate and individual)
Luxury card Black
Luxury Card
Black (corporate and individual)
Luxury card Titanium
Luxury Card
titanium (corporate and individual)
Both enquiries and answers
Can be answered by phone or email
Both enquiries and answers
Can be answered by phone or email
Luxury Card Corporate and
Personal Deposit Pre-deposit Service.

Luxury Card Corporate and Personal Deposit Pre-deposit Services

Both the Luxury Card Corporate and Luxury Card Individual have a spending limit set by the deposit, which can be raised.

card name Usage Limit
Luxury Card titanium 500,000 yen
Luxury Card black 1 million yen
Luxury Card gold 3 million yen

An advance deposit service was introduced in October 2020.
This means that the spending limit is now increased up to the limit held.
Cash held as part of the ‘deposit’ system can be pre-transferred to a bank account designated by Luxury Card up to a limit of JPY 9,999,000.

Consult Luxury Card Customer Support before using this service.

The system can be used not only for high expenditure in private life, such as imported cars, overseas travel, expensive fashion and precious metals, but also for high payments in the business world.

You can use your Luxury Card as much as you want to pay corporate and sales tax, and you will also receive full points for tax payments.

The privilege of a luxury upgrade

Luxury cards and hospitality dinners

Free course meal upgrades and a variety of exclusive offers for Luxury Card members at popular restaurants carefully selected by Luxury Card.

Luxury Dining
When two or more people book a given course at around 200 carefully selected restaurants nationwide, one person gets one course free of charge.

Luxury Global Dining
Partnerships with more than 400 popular restaurants in about 18 countries. Exclusive offers are available to members. A concierge is available to help with everything from restaurant introductions to reservations.

LUXURY MAGAZINE

LUXURY MAGAZINE, a global magazine edited by selected writers and designers, is available in Japanese and English every three months.
Each issue features the work of a high-profile artist on the cover and features a wide range of genres, including travel, fashion, interior design, real estate, cars and technology.

These magazines refresh the brain when ideas have been stewing.
※Web-only distribution

Luxury limousine transfer service

This is a special service that you should definitely use on days when you want to enjoy alcoholic beverages.
Limousine pick-up service at participating restaurants in the Kanto, Tokai and Kansai regions. (Outward and return options depend on card type.)

Eligible Restaurants

Although only available for the Gold Card, Luxury Limousine is also available overseas. As in Japan, if you make a reservation for dinner at an eligible restaurant via Luxury Concierge, a one-way onward (outward) transportation from the designated location to the restaurant will be provided. Please note that if you make arrangements overseas, you will only receive onward transportation.

When abroad, you may get lost on the way to the restaurant, so it is a relief if you can leave it to Luxury Limousine. In addition, reservations for restaurants and limousines can be made in Japanese with the Luxury Concierge, which is a very nice service for those who are not comfortable with English.
(From “Luxury Card official website”)

Translated with DeepL.com (free version)

limousine transfer service

Luxury Card gold & Rose gold
Luxury Card
Gold
Luxury Card Black
Luxury Card
black
One-way pick-up and drop-off by luxury limousine,
either on the outward or return journey.
One-way onward transfers by luxury limousine

LC Owners Community, a service for members

Promote your products and business to all Luxury Card members!

Introduce your products and business on the app and web for Luxury Card members, who account for nearly 60% of the total number of company owners, directors and self-employed people.
A new service that allows all current subscribers of the Mastercard ®️ Gold Card for corporate payments to approach your products and business as a member benefit with special offers and exclusive packages for other Luxury Card members residing throughout the country.

Monthly “social hours”

Monthly ‘social hours’ are being held at bars in famous hotels and other venues to realise horizontal connections between cardholders!

Guaranteed full refund of first-year Luxury Card annual fee

We are confident that you will be satisfied with our offer (the annual card fee can be treated as an expense).

You must enrol in a Luxury Card Titanium, Gold or Black Card through the official page below and pay at least JPY 500,000 (including annual fee) within six months from the date of enrolment.
The full amount of the annual fee paid will be refunded to your registered account if you use the card and are not satisfied with its services and have no choice but to cancel your membership.
Please note, however, that the amount spent on various tax payments will not be counted.

Initial annual dues rebate!

Simply call customer support within the six-month time limit to cancel your membership with a full refund guarantee for the first year’s annual fee. The refund will be made by bank transfer to your registered account by the 20th of the month following the month of receipt.

Luxury Card gold & Rose gold
luxury card
gold
Luxury Card Black
luxury card
black
Luxury Card Titanium
luxury card
titanium
Applicant member annual membership fee
220,000円(税込)
family member
55,000 yen
Applicant member annual membership fee
110,000 yen
family member
27,500 yen
Applicant member annual membership fee
55,000 yen
family member
16,500 yen

Luxury Card Gold annual fees and specifications

Luxury Card Gold is the MasterCard with the most high-grade benefits.

Luxury Card Gold & Rose gold

Luxury Card Gold &Rose gold

Luxury card top tier
Rose gold (left) is a Japan-only design
 Mastercard

1.5% cashback redemption rate anytime, same rate for touch payments
Tax payments and annual fee payments receive the same percentage points as shopping.
Pick-up and drop-off service “Luxury Limousine”
Priority Pass included
Corporate representative card plus up to four employees
(points can be combined)
support ApplePay QUICPay nanaco Suica Edy BANKIT
annual fee first year 220,000 yen
Full money-back guarantee
Family membership (up to 4 members)
55,000 yen
Full money-back guarantee
Year 2 onwards 220,000 yen
Family membership (up to 4 members)
55,000 yen
supplementary insurance overseas trip Up to 120 million yen
(automatically attached)
国内旅行 Up to 100 million yen
(Incidental to use)
Shopping and other shopping insurance
Domestic and overseas Compensation for damage up to 3 million yen per year, including damage and theft
Compensation for damage caused by unauthorised use
personal liability insurance
(Domestic largest 100 million)
Closing and Payment date Ends on the 5th of each month
payment on the 27th of the month
Payment method Single payment Revolving payments Lump-sum bonus payments, installment payments with a specified number of installments
number of days of issue Minimum 5 working days delivery
Apply on the official website
ラグジュアリーカード(法人ゴールド)Gold

ラグジュアリーカード・ゴールド(個人)Gold
Smartphone/PC compatible[PR]

法人カードの場合

ご希望により会社名をカード裏面に刻印することが可能です。

お支払口座の設定は、入会お申込み後、郵送にて「LUXURY CARD(法人決済用)支払預金口座確認届 兼 預金口座振替依頼書・自動払込利用申込書」が届き要事項をご記入ご捺印のうえ、ご返送ください。
※支払預金口座確認届によりご指定いただける支払引き落し口座は、本人会員名義の他、本人会員が代表者を務める法人などの法人名義口座または本人会員が個人事業主である場合の個人名義口座(屋号付口座も含む。)となります。

Luxury Card Black annual fees and specifications

ラグジュアリーカード ブラックの特典サービスをご紹介

最大2倍のポイントプログラム
国内でのご利用金額1,000円につき1ポイント(5円相当/ポイント還元率0.5%)、海外での利用では2倍を付与。さらに年間150万円以上のご利用で、国内最大2倍(ポイント還元率1%)のポイントを獲得できます。

プライオリティ・パス

プライオリティ・パスの世界中1000以上の空港ラウンジサービスを無料でご利用いただけます。
*ご利用には事前のご登録が必要です。 入会後、ご登録に必要なインビテーションコードをコンシェルジュまでお問い合わせください。 ご同伴者様は1回27USドルにてご利用いただけます。
国内空港ラウンジ
日本国内と韓国、ハワイの主要空港ラウンジを無料でご利用いただけます。ご同伴者1名様まで無料でご利用いただけます。

ラグジュアリーブラックカード

Luxury Card Black

 Mastercard

1.25% cashback redemption rate anytime, same rate for touch payments
2 points per 1,000 yen of total monthly billing (1 point = equivalent to 5 yen)
Additionally, 1 point is awarded for every 2,000 yen spent.
No transfer fee as 1 point to 3 miles to frequent flyer miles
Priority Pass included
support ApplePay QUICPay nanaco Suica Edy BANKIT
annual fee first year 110,000 yen
Full money-back guarantee
Family membership (up to 4 members)
27,500 yen
Full money-back guarantee
Year 2 onwards 110,000 yen
Family membership (up to 4 members)
27,50 yen
supplementary insurance overseas trip Up to 120 million yen
(automatically attached)
国内旅行 Up to 100 million yen
(Incidental to use)
Shopping and other shopping insurance
Domestic and overseas Compensation for damage up to 3 million yen per year, including damage and theft.
Compensation for damage caused by unauthorised use
Closing and Payment date Ends on the 5th of each month
payment on the 27th of the month
Payment method Single payment Revolving payments Lump-sum bonus payments, installment payments with a specified number of installments
number of days of issue Minimum 5 working days delivery
Apply on the official website
ラグジュアリーカード・ブラック(法人)Black

ラグジュアリーカード・ブラック(個人)Black
Smartphone/PC compatible[PR]

法人カードの場合

ご希望により会社名をカード裏面に刻印することが可能です。

お支払口座の設定は、入会お申込み後、郵送にて「LUXURY CARD(法人決済用)支払預金口座確認届 兼 預金口座振替依頼書・自動払込利用申込書」が届き要事項をご記入ご捺印のうえ、ご返送ください。
※支払預金口座確認届によりご指定いただける支払引き落し口座は、本人会員名義の他、本人会員が代表者を務める法人などの法人名義口座または本人会員が個人事業主である場合の個人名義口座(屋号付口座も含む。)となります。

Luxury Card Titanium annual fees and specifications

Luxury Card Titanium
Transfer 1 point to partner airline (ANA/JAL/Hawaiian Airlines) mileage as 3 miles. There is no transfer fee.

ラグジュアリーカードチタン

Luxury Card Titanium

 Mastercard

1.0% cashback redemption rate anytime, same rate for touch payments
Priority Pass included(Accompanied by a companion at 35 USD per visit)
Free access to airport lounges in Japan, Korea and major airports in Hawaii
(free of charge for up to one accompanying person).
Points can be converted into JAL / ANA miles.
One free film each month at TOHO Cinemas nationwide
support ApplePay QUICPay nanaco Suica Edy BANKIT
annual fee first year 55,000 yen
Full money-back guarantee
Family membership (up to 4 members)
16,500 yen
Full money-back guarantee
Year 2 onwards0 55,000 yen
Family membership (up to 4 members)
16,500 yen
supplementary insurance overseas trip Up to 120 million yen
(automatically attached)
国内旅行 Up to 100 million yen
(Incidental to use)
Shopping and other shopping insurance
Domestic and overseas Compensation for damage up to 3 million yen per year, including damage and theft.
Compensation for damage caused by unauthorised use
Closing and Payment date Ends on the 5th of each month
payment on the 27th of the month
Payment method Single payment Revolving payments Lump-sum bonus payments, installment payments with a specified number of installments
number of days of issue Minimum 5 working days delivery
Apply on the official website
ラグジュアリーカード・チタン(法人)Titanium

ラグジュアリーカード・チタン(個人)Titanium
Smartphone/PC compatible[PR]

Company name engraved on the back of the card

On request, the company name can be engraved on the back of the card.

To set up a payment account, after applying for membership, you will receive a ‘LUXURY CARD (for corporate payment) Payment Account Confirmation and Deposit Account Transfer Request Form/Automatic Payment Application Form’ by post, which you are required to complete and sign and return.

The account to be debited for payment that can be specified by the payment deposit account confirmation notification is the member’s name, a corporate account in the name of the corporation of which the member is the representative, or a personal account (including an account with a trade name) when the member is a sole proprietor. The account can be a corporate account in the name of the member, such as a corporation of which the member is the representative, or a personal account (including an account with a trade name) if the member is a sole trader.

Tips to Apply Japanese Credit Card

Uppercase letter Street address in the Application form

Capitalize the address on the Japanese application form.
Hyphens and numbers should also be capitalized.

number(数字) 12345 Uppercase letter 大文字
hyphen(ハイフン)
Apartment name
(マンション名)
ベターライフ
大文字アルファベットよりもカタカナ
No space
住所欄ではスペースを空けない

申し込みフォームの住所欄

発行元

会社名 Black CardⅠ株式会社
本社所在地 東京都千代田区有楽町2-2-1
設立 2010年

新会社を経営する方はクレジット審査に通らない場合が多いのが実情です。
そこで当サイトではこのデポジット型マスターカードをお勧めしています。
審査に不安なしネクサスカードNexus Card

タイトルとURLをコピーしました